Swagbucks Visa Card

August 11th, 2013

NOTE: Tips like this and many others can be found in my ebook, How To Earn Swagbucks: Earn Swag Bucks Quickly to Earn Gift Cards and Cash! which is available for 99 cents on your Amazon Kindle.

If you have been on swagbucks recently, you may have noticed that they now have their own visa card. Here are the perks:

– You earn 1.25 swagbucks per dollar on every purchase. (in other words… when you spent $400, that would give you 500 swagbucks, or enough for a $5 gift card)

– When you use your card for the first time (as long as it is within three billing cycles), you get a 1,000 swagbuck bonus.

– When you spend at least $1,000 within the first six billing cycles, you get an additional 2,500 swagbucks.

Other terms include that there is no annual fee, and an 18.9% APR based on the prime rate, though it is a bit dependent on how you meet the credit criteria.

So, is it worth it? It is not a bad deal, though there are credit cards out there with better miles (some offer double miles or 2% cashback, compared to the 1.25 swagbucks per dollar). However, if you are not getting any rewards from your current card, it would be better than earning nothing. Of course, all of this is dependent on you paying off the card each month in full, and not carrying a balance at all.

Does the card interest you at all?

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